In a landmark move for digital finance in Africa, Aptos Labs has joined forces with Yellow Card, a leading pan-African fintech platform, to launch instant, zero-fee stablecoin transfers across 20 African countries. The initiative will enable seamless access to stablecoins like USDT (Tether) and USDC (Circle), empowering millions of individuals and businesses with faster, more affordable digital payments.
Seamless Stablecoin Access Across the Continent
Through this integration, Yellow Card customers can now enjoy instant, sponsored gas fees on the Aptos blockchain. Transfers are finalized in sub-seconds without the burden of high fees or network congestion, significantly reducing the friction typically associated with cross-border payments and everyday financial transactions.
From small businesses managing payrolls across borders to families relying on remittances, the partnership opens a new era of financial inclusion and digital liquidity in Africa. By sponsoring gas fees and removing long transaction delays, Aptos and Yellow Card are providing a crucial layer of infrastructure for real-time, reliable, and cost-effective stablecoin transfers.
Empowering Real-World Use Cases
Stablecoin adoption in Africa is growing rapidly, driven by practical applications such as:
- Cross-border trade and remittances
- Payroll distribution for small and medium enterprises
- Treasury and liquidity management for financial institutions
- Everyday purchases in regions where traditional banking remains limited
This collaboration taps into that demand by delivering an advanced Layer 1 solution that simplifies stablecoin use across diverse economic activities.
A Foundation for Financial Stability
Aptos’ blockchain infrastructure is designed for high-throughput, real-time financial applications, making it ideal for this initiative. It currently supports the largest stablecoins by market capitalization—USDT, USDC, and USDe—and is increasingly positioning itself as a cornerstone of global payments infrastructure.
“We’re thrilled to partner with Aptos Labs to bring instant, zero‑fee stablecoin transfers across 20 African countries,” said Gillian Darko, Chief of Staff and Director of Strategy at Yellow Card. “As demand for stablecoins continues to grow across the continent, cost‑effective and frictionless transactions are critical – and that’s exactly what this partnership delivers.”
Darko emphasized the importance of eliminating gas fees and enabling instant settlement, calling it a “major step forward in advancing financial inclusion and stability across Africa.”
Unlocking the Future of Digital Finance in Africa
This partnership highlights a broader trend: the growing alignment between Web3 technology and real-world economic needs in emerging markets. By leveraging Aptos’ powerful architecture, Yellow Card is now positioned to offer unmatched payment efficiency and scalability to its users across Africa.
With stablecoins becoming a reliable alternative to volatile local currencies and costly traditional banking systems, the Aptos–Yellow Card collaboration could prove transformative—turning blockchain from a buzzword into a tool for economic empowerment.
